Guides

What defines a Malta apartment, how condominium ownership of shared parts works, where they're concentrated, and what buyers, renters and investors should know.

How buying off-plan (pre-construction) property in Malta works - stage payments, the developer bank guarantee required by law, and what happens if completion is delayed.

Why Malta's third island has almost no private property market - who actually owns Comino, and what's happening with its one hotel site.

What a converted Malta farmhouse is, the ODZ planning rules that govern renovation and reconstruction, where they're concentrated, and what buyers should check.

What foreign buyers should expect from Maltese banks on deposit size, loan-to-value ratios, income requirements and current rates.

What ground rent (censu) is, how it affects Malta property ownership, what buyers should check, and how perpetual ground rent can be redeemed.

What defines a Malta house of character, Grade 1/Grade 2 scheduling rules, the tax incentives available, and where they're concentrated.

What a Malta maisonette is, how it differs from an apartment, where they're concentrated, and what buyers and renters should know.

What defines a Malta penthouse, the airspace and roof-rights issues buyers should check, roof pool permits, and where they're concentrated.

How Malta's promise of sale agreement (konvenju) works, what it commits buyer and seller to, and what happens between signing and completion.

What to check before buying property in Malta - title, ground rent, planning compliance, ODZ status, and structural condition.

What landlords need to know - registering a long lease with the Housing Authority, the 15% rental income tax option, and the 2026 short-let licensing rules.

How unpermitted extensions, pools and alterations get regularised with the Planning Authority - what can be sanctioned, what it costs, and what can't be fixed at all.

How selling property in Malta works - agent commission, the promise of sale, notary process, final withholding tax, and a realistic timeline.

A breakdown of stamp duty, notary fees, first-time buyer schemes and other costs buyers should budget for when purchasing property in Malta.

What defines a Malta terraced house or townhouse, party wall and ground rent issues, where they're concentrated, and what buyers should check before renovating.

An overview of Malta's residential property types - apartments, maisonettes, penthouses, terraced houses, villas, farmhouses and houses of character - and how to choose between them.

What defines a Malta villa or bungalow, planning and pool permit requirements, where they're concentrated, and what buyers and investors should know.

Why roughly a quarter of Malta's property deeds are for garages, and what buying one as a standalone asset actually involves.

How Malta's special tax residence status works for non-EU nationals - the property purchase/rental thresholds, the 15% flat tax rate, and the 2027 replacement programme.

How Malta's residence-by-investment programme links to property - the qualifying purchase or lease thresholds, government fees, and what buyers should know.

How investors typically approach the Malta property market, from rental yield strategies to the areas most associated with capital appreciation.

MPRP vs GRP side by side - property thresholds, what each actually confers, and why citizenship-by-investment is no longer an option.

Why Msida anchors Malta's student rental market, what drives its yield case, and the registration and tax rules that apply to letting to students.